What I learned in my 20s is that I'm not an island. I may be a +4 or +5 sigma "visionary" (not to say that I am one) but if I refuse to learn the people-hacking skills necessary to make people like and trust me (and for a long time I thought that game was "dishonest", which was defensive rejection) then it doesn't matter. Strong teams beat brilliant individuals, so if you're the latter you still have to understand the needs of the former (including how to build great teams in the first place).
The problem is that I see tons of opportunity. OP is right. Anyone who thinks the important problems are all solved has no creativity and no clue.
That said, I'm not a 50x people-hacker, nor am I a 125x money-haver. The confluence of excellent people-hacking, resources, and visionary creativity almost never happens. So we have people like me trying to make people click ads, and an startup industry founded around the sale of techie cantrips to creatively crippled conglomerates.
Your first point here is critical. I've been lucky enough to get to know several extremely successful people (outside of tech), and while all of them are bright, they're probably about average for most of the people I went to high school and college with. The thing they have in common though is that they're all very good with people and got their starts through favors others did for them.
The problem is that I see tons of opportunity. OP is right. Anyone who thinks the important problems are all solved has no creativity and no clue.
That said, I'm not a 50x people-hacker, nor am I a 125x money-haver. The confluence of excellent people-hacking, resources, and visionary creativity almost never happens. So we have people like me trying to make people click ads, and an startup industry founded around the sale of techie cantrips to creatively crippled conglomerates.