This is why all of my friends that I talk to don't even want to try anymore. We've watched this happen for so many years and it just feels hopeless... what can we even do anymore? Banking cartels are just gonna keep doing whatever they want because no DA or law enforcement official will stand up to them.
Unfair banking practices are probably a better deal than say, outright feudalism. And unfair banking practices being in the news can sort of be interpreted as someone doing something about it (not hearing about it could be better, or it could be worse...).
And then 0.5% on a loan isn't going to smash all that many dreams.
