Right?! There is so much of this! In my country, for financial products, there needs to be a very clear label with some obligatory fields (we don't allow pharma commercials, but I think Americans know this as the details rattled off after a pharma commercial). It's time we get this for any tech. Companies just let you opt-out, but some weasel words in the terms and conditions let them still do 90% what they did before you hit the switch.