You've moved the goal posts there.

"Why would anyone install a random app"

"Why would anyone use a phone to make a purchase"

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Globally, more than half of all eCommerce purchases are made on a phone or tablet.

>Globally, more than half of all eCommerce purchases are made on a phone or tablet.

For no good reason in places where the phone is not the exclusive access many have to the internet (like it's for many people in the poorer places in Africa for example).

(And the number likely includes things like food delivery and digital goods like game assets and apps themselves)

> Globally, more than half of all eCommerce purchases are made on a phone or tablet.

The fact that all uneducated crash test dummies are purchasing via dubious apps doesn't mean a seemingly educated population about computer hygiene as I would expect is visiting hn would do that as well.

And it is not about purchasing from mobile, but app vs web browser.