I think this is the big gap in AI vs real people - they're focused on giving an answer, not asking questions. I've prompted AIs to ask me questions if anything was unclear or if important information was missing and it usually doesn't. Whereas financial advisors do.
Sooo true, AI never asks questions. It just makes up requirements. I think it's because the models are trained on benchmarks where task completion is an important metric. But I'd rather have it not finish a task and specify why than make up stuff along the way.