In both cases I'm somewhat curious why seemingly no middle-man 'free solar roof' companies have sprung up where they install it with some sort of arrangement where the panels are free, but they get 90% of the generated revenue until it's paid itself off and then some. So you get a small electricity discount for many years and then eventually a much larger one, and free panels on top.
If they can work out the economics to the point that it's more viable than something like treasuries then I don't see the issue? Of course there's some potential market and other variability, but if this business model is sound then Lloyd's is there to insure it?
Something like this exists with PPA solar leases, and with home batteries.
But it’s usually a bad deal for the homeowner compared to a more conventional lease or purchase with a fixed rate. The incentives don’t match up, there is also the issue of the lease buyout if the home is sold.
If they can work out the economics to the point that it's more viable than something like treasuries then I don't see the issue? Of course there's some potential market and other variability, but if this business model is sound then Lloyd's is there to insure it?