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Are all of these apps only available through Google's Play Store repo, or are any of the available as an apk file directly from the bank's site? For some reason most companies only distribute their apps through Google and Apple's repos. People shouldn't have to have an account with and agree to a third party US company's ToS just to download a banking app.

Why are Google Play Services required?

Genuine questions - I'm not from Switzerland and I don't have a Google account.



They're only available through Google Play. That's near-universal for commercial apps.

Google Play Services, among other things, is the main way to get notifications and location on Android, so any app that uses either of those things tends not to function if it's missing.


IIRC none of them is available from an alternative store




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