60% of Americans cannot meet their basic needs on their income. They simply do not have enough income and cashflow to get exposure to the capital markets. No amount of education fixes a system structured to extract. We took pensions away saying they were unaffordable (they weren't, those contributions just go to shareholders now), took wages away through globalization and more corporate power, and then blame the human as if this was their fault. "Have you tried eating less avocado toast?"

More people crowdfunded for basic needs like food and housing in 2025, GoFundMe reports - https://www.pbs.org/newshour/nation/more-people-crowdfunded-... - December 9th, 2025

Most [bottom 60% of U.S. households] Americans don't earn enough to afford basic costs of living, analysis finds - https://news.ycombinator.com/item?id=44119317 - May 2025