To me it's still insane that education (the implied reason for your debt? correct me if I'm wrong) is so absurdly expensive in the US. Mind you, I'm saying that from another country where education isn't free, but most people will never be able to have anything remotely approaching six figure debt. You presumably work in a professional field, judging by your salary, yet you have an enormous anchor that's been dragging behind you for all your life. In some ways, the high-lower-class person that has a poor salary but isn't indebted might have it better than you.
I wonder how much society would change if that system of student loans was reformed to offload the burden from young people, how much more growth there could be if these people weren't stuck in debt.
My student loans weren't as bad $30K, the rest is from other things eg. CC debt/car loan (28% APR). I also help out my own blood-related family eg. I have given away over $100K over the course of a few years.
But mostly I'm dumb, buying things I can't afford. The six-fig jobs come and go also but in general I've had at least $75-$83K jobs aside from the couple six-fig jobs I've had. I only started to have that kind of money in 2019 to now. I spent 2023 working in a warehouse/my own fault that time I went down to the $50K range or so with side gig work added in to warehouse work.
I did pay $3K for an MRI one time, well not yet it's on a defaulted card.
Oh and loneliness eg. I spent $1.2K at a strip club one time.
It's crazy how you go up in levels though like in 2016 I was living on $20K+ a year, now it's $100K+ a year
I wonder how much society would change if that system of student loans was reformed to offload the burden from young people, how much more growth there could be if these people weren't stuck in debt.