your retirement fund is probably already loaded up with investment in PE that owns these AI plays most of which will be worthless, so it's already too late; you ARE own of the AI investors.
The good news for our collective investments in stupid technology is we’ve apparently decided never to let the market drop significantly in absolute terms ever again, even to let the air out of an obvious bubble.
The bad news is we’re accomplishing that via high levels of inflation, so pretty soon $5m will be the new $1m.
I have no retirement fund for exactly this reason. I gave up on stocks and capitalism in 1999. I live off of social security now, socialism at its' finest.