if you ever need to transfer money across far enough borders from your home, it’s currently almost impossible to avoid paying some sort of fee afaik (whether an airplane ticket to hand-carry cash or some kind of markup to convert currencies or some sort of blockchain fee to use newer methods). i’m actively looking for methods that are legal and don’t carry a fee. ex ibkr currency convert -> fidelity individual account -> fidelity cash mgmt -> free wire ?? there are all sorts of gotchas at every step atm ostensibly for aml or sanctions “compliance“