I tried Cursor a couple of years ago and wasn't impressed - has it improved a lot? I only use autocomplete, not the chat function and at the time found CoPilot superior.
It has improved but you're missing out if you aren't using the big ticket features. I tab myself to solutions, too, but if there's a react view to do, I dish out the composer and am literally 10x faster - what would previously take a day now takes an hour. If there's an interface to create out of a json blob, I paste the blob and just tell it to make an interface, then clean up the types a bit, etc.
Cursor is ten times better than VSCode and Copilot. Its extraordinarily good at reducing two-minute tasks to 10-seconds, and the more you use it the better you get at identifying these two-minute tasks.
Example (web dev): hit cmd+k --> "this is a two column layout. make sure the columns are the same size". It just does it. To do that myself I would have had to switch to a browser, google flex box, go to that classic flexbox cheat sheet that we all know and love, tweak around with the different values of justify-content and justify-self, realize that was the wrong approach, then arrive at the correct answer of making sure each column flex-grows identically. two minute task, now 10 seconds.
hit cmd+k -> "flow these columns one-after-another on smaller screens" done. thirty second task, now 10 seconds.
hit cmd+k -> "enable or disable the rendering of this component via props" done. new prop added, prop is flowed through to a `display` css property, easy.
The autocomplete is pretty good, but can get annoying. You definitely have to get used to it. However, the cmd+k quick fix thing is insane. Its literally made me at least 200% more productive, and I think that might grow to 300% as I learn to use it and it gets smarter (they just added Gemini 2.0 Flash; can't wait to try that out).
I tried it last month on a medium size personal project and was blown away by the autocomplete. I'd previously staunchly refused to try it on the grounds that I'm too productive in IntelliJ, but at this point I'm most likely going to start paying for both.
I don't know if I'm ready to use it as a daily driver, but there are certain kinds of tasks—especially large refactors—where its ability to rapidly suggest and accurately make the changes across a file is incredibly valuable. It somehow manages to do all of that without ever breaking my sense of flow, which is more than I can say for Copilot's suggestions.
And yeah, I'm with you that autocomplete is the way to go. I think chat is a red herring that will have long-term negative effects if it's used extensively in a codebase. Autocomplete keeps you in touch with the code while still benefiting from the co-pilot, and Cursor's UX for that is far and away the best I've seen.