I believe cryptocurrencies have played a significant role in awakening traditional finance and fintech industries. It’s remarkable that systems like ACH [1] have been used for U.S. payments for decades, and yet FedNow [2], a real-time payment solution, has only recently been introduced in the world’s leading economy.

[1] https://en.wikipedia.org/wiki/Automated_clearing_house

[2] https://en.wikipedia.org/wiki/FedNow