I don't visualize anything either, when programming, but I definitely don't have aphantasia.

Imagine not having a voice in your head. How are you gonna do rubber duck debugging within your head?

https://www.youtube.com/watch?v=u69YSh-cFXY

The inner monologue is nice, and I have it, but I believe I've also experienced the opposite. It's more of a "vibe/feeling check" where it just feels right to grab the rice and make a rice dish for dinner, it's not an active conversation in my head like: "What should I make for dinner? Fish? Rice?"

For people without an inner monologue, is that mostly correct or am I way off?

These are two common things I ask new friends so that I can communicate better with them (aphantasia and inner monologue).