Yeah it's really hard in both this article and the comments to tell what was actually problematic and what wasn't. A lot of people seem to think ISAs are fundamentally problematic but none of their arguments seem compelling to me. It's not even really clear to me that they did/didn't deliver value. I'm assuming some of this is true, but hard to tell how much -- the CFPB isn't really giving sufficient details to know how much of what they're saying is true in spirit vs legally true political posturing. Regardless, I'll be cautioning anyone who asks me for bootcamp recommendations and is considering BloomTech.