I’d go so far as to say that the officers should be barred from working in the same industry for a couple of years. Long enough that whatever edge they had is eroded by time. It might be extreme, but adding a “curse” aspect to officers’ careers would act as an additional deterrent.
> officers should be barred from working in the same industry for a couple of years
"The Bureau’s order permanently bans BloomTech from all consumer-lending activities and bans Allred from any student-lending activities for ten years" [1].