God, reading this is awful. I have a CPAP and I would not be willing to go one night without it. I'd buy the parts/machine out of pocket and make insurance pay for it later. The impact on my health and quality of life is way too high.

But I'm privileged to be able to do that. I can shell out $1,000 for a medical device in an emergency, and my doctors are local and return my calls. Not everyone is so lucky.