You may have been able to push for a better settlement if you saw their comps and noticed they were not actually comparable, but at the end of the day, no insurance company will give you more than local market value. If you're underwater on the loan and the value doesn't cover it, that's om you. I never buy GAP; if you need to buy GAP, you should be buying less car.
Yeah I really had no idea what powers/options I had in the situation. The way they treated me made me seriously want to somehow get them to recover a LOT of money I had to spend (around $4-6k in impound lot fees they wouldn't pay). They pretty much went out of their way to make me feel like I should be grateful they helped at all.
I was maybe 23 and definitely didn't have money for legal help. I hate how I let myself get treated.
Don’t beat yourself up over it. But also, post the learnings not just the mistake without the context only for both of them to come out later after people point them out.
