How so? If you're just walking on the street and you happen to get sucker punched out of nowhere by a person you never met nor will never meet again, what could you have done to choose "not to get hurt"? enroll in martial arts and train your peripheral vision to always be on guard?
I won't even entertain "you choose the consequences of being hurt". Mike Tyson says it best: "everyone's got a plan until they are punched in the face"
Someone throwing insults or punches at you that hurt is not something you choose, it's something you feel. Why do you think the attacker bears no responsibility?
Yes you do. You totally do.