You still get asked smoking status on the exchange. It affects subsidy levels. * edit to say, I think it actually asks about tobacco use, not specifically smoking. But the point remains.
That said, most people know absolutely nothing about health insurance or health care in the US beyond the memes.
That is what I meant, legally, health insurance companies can only take into account your age/location/tobacco use in their premium pricing, hence that is all they ask you.
That said, most people know absolutely nothing about health insurance or health care in the US beyond the memes.