> 1. Free Money was the tail end of boomers investments pools 2. There will be a 12-year gap until the next investments pools increase from the new workers entering the working market. 3. Next investments pool increase from the new worker cohorts group will be smaller than the boomers.

This is voodoo statistics and just plain bad math, a bit like what I like to call "astrology technical analysis". Actual populations don't fit as nice into specific generations that demographers like to put them in. People enter and leave the workforce all the time.