Actually I think they're onto something, the company being required to get insurance [too] means they have more financial skin in the game. A crash when the car is being driven by the company's algorithm should be paid for by the company and not the driver. Same as if any other engineering defect causes an accident.
> Actually I think they're onto something, the company being required to get insurance [too] means they have more financial skin in the game.
No, a company that is liable has skin in the game, insurance mitigates rather than enhances that—its the whole point of insurance, swapping out risk for a fixed cost.