So all those services that went kaput and took users funds with them don't count?
And from what I can tell, BTC has lost 60% of it's USD value from the peak only a bit over a year ago. And you want people to depend on this for payments?
If you are using monero or bitcoin for payment then it's up/down value isn't as important. Use it as a currency not a bank.
The rotten orgs around the service are getting flushed, which is good for honest users and uses. Don't trust other orgs with your holdings. Hold your own crypto keys.
