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I have gotten lucky in a small but not insubstantial way, a couple of times.

I still make less than most HNers, but it’s decent for where I am.

I don’t know what the exit plan is. It never seems like you have enough. I’ve even looked at minimum retirement savings needed and I should be good for my current lifestyle, but I don’t feel like the numbers are right or I keep coming up with excuses. There is a lot of anxiety around this.



One small screw-up and it can be all over.

I know it first hand. I got completely burnt out, ended up drinking too much, and lost everything.

At least with this career there is a chance to start over, depending on age and compensation.

But one small slip-up, whether it be a serious medical problem (especially in the US) or otherwise, and the "numbers" can be thrown out the window.

Fingers crossed.




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