It's your responsibility to maintain a consistent katakana transliteration of your name. I don't think many banks would accept documents if your name was misspelt, no matter the country.
MyNumber's purpose is precisely to curtail white collar crime. Of course there would be tight regulations around that. But it's something that you make only once.
EU countries are economically and legally integrated to very high levels. Banking regulation is simplified for intra EU transfers. Japan is an isolate that is not part of any economic unions. Banking regulation focus on the domestic market and crime prevention. Different countries, different needs.
I agree that bad UIs are not a huge pain point. As I said, nobody cares. But that doesn't mean that bad UIs are liked or appreciated. They are tolerated.
Learn Japanese and get yourself a Resona bank account.
There is nothing in the regulations that would have the bank deny someone's application for international remittance, except lack of MyNumber or invalid documentation.
I worked for a bank in the remittance area for two decades. I know the process really well, including the application part.
Anyone has the legal right to send a remittance. So it is an automatic yes, unless there is a compelling no. Most compelling nos would affect locals only (involvement with antisocial groups, certain criminal convictions), and the only compelling nos for foreigners are either invalid documentation or being a politically important person.
OP is doing it all himself, so they are not a PIP. Most foreigners (more than 97%) who have their application rejected, is because they didn't send the correct documents, or the documents contained misspellings.
You seem to be a bit bothered by the fact that I know remittances? But it's my job to know.
Then you’ve just contradicted yourself here. You said the only reason an application would be denied is if the name is misspelled (and assumed that’s why the OP was rejected), yet it could also be due to missing documents, so it feels a bit presumptuous when you said they misspelled their name.
For context, look at how ridiculous application processes are in Japan and why even when writing my name "right" it might be rejected (different people):
> "Just keep sending that again and again. Japanese bureaucracy is just really dense sometimes (always)."
> "A woman working at my bank told me she always tells people to apply more than once because whether they get approved or not depends entirely on who happens to get their application that day."
> "I’ve done similar with credit card applications. Fill in form, get it returned with errors marked. Fill in exactly the same again, get it returned with different errors marked. Fill in exactly the same again, success."
> "Same for when I was switching the name oh a phone plan. Returned it with errors. Had a Japanese person fill it out just in case, came back again. Told them "no". Worked."
> "Literally this. It’s infuriatingly dumb. Embarrassingly. You’ll get different answers for the same thing at different city halls and even different requirements in the SAME fucking city hall by different staff. My friend tried to get married recently and his girlfriends city hall demanded a document he didnt have which he was going to need to spend weeks waiting for. I tokd him to go again and ask a different staff or try his city hall instead. He went to his own and they accepted no problem and allowed the marriage."
> "I had something similar happen but stood my ground. They waffled around for an hour or so and decided to just accept the marriage request and process it. I think they wanted me gone."
That's what it is. The other guy was terribly triggered by it, for reasons I don't understand, but Japanese office workers will ocasionally choke on katakana names. The kicker here is that when you are sending a remittance, the bank will profit from it without risk or extra expenses, so it is on the bank's interest to get your application through.
MyNumber is managed by your local city office. Just like any other governmental agency, it has no incentives for nothing.
If all of your documents match perfectly, the bank will approve your application for remittance. But you should be using Wise - it has much better deals than Shinsei.
It's your responsibility to maintain a consistent katakana transliteration of your name. I don't think many banks would accept documents if your name was misspelt, no matter the country.
MyNumber's purpose is precisely to curtail white collar crime. Of course there would be tight regulations around that. But it's something that you make only once.
EU countries are economically and legally integrated to very high levels. Banking regulation is simplified for intra EU transfers. Japan is an isolate that is not part of any economic unions. Banking regulation focus on the domestic market and crime prevention. Different countries, different needs.
I agree that bad UIs are not a huge pain point. As I said, nobody cares. But that doesn't mean that bad UIs are liked or appreciated. They are tolerated.
Learn Japanese and get yourself a Resona bank account.