That's my point. This is the early days for crypto too. I'm not a fan of crypto, but it's clearly going to learn from these mistakes and develop the same kind of safety guarantees over time.

I mean look at online banking - in the UK it's only in the last few _years_ that we've been required to do 2fa when buying things online. The earliest online banks didn't even have 2fa to log in and move money around, and at some point HTTPS didn't even exist so everything was sent in plaintext. SMS is still mostly plaintext. Things evolve.