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Just make student loans easier to eliminate in bankruptcy. Problem solved.


and make the endowments of the Universities eat the loses.


Though result would just be a lot less people able to go to college.


There are millions of people attending university who do not belong there, enrolled in programs that should not exist, in order to study theories that are wrong.


but isn't that equivalent to just forgiving the loan?


No, loan forgiveness doesn’t wreck your ability to get a future loan.


From the government's books its the same though


It changes the risk profile for the lender when thinking about future loans and gives people who got caught in a bad situation more options.




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