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In New England, all our ATMs are covered or in vestibules because of weathet-related concerns, so this isn't an additional issue.


Ah, all the ATMs I’ve used in the EU are usually exposed to the elements, covered, yes, but still exposed on the sides.


This varies widely depending on the issuer of the ATM, at least in my part of the EU (SW Germany).

My banking group has (I guess) >90% of their ATMs indoors; I can only think of ever using 4 or 5 locations that were outdoors (my dataset is probably something like 100 ATMs). But there are also some banks which seem to favour outdoor, or at least have less of a strict "indoor policy".

Especially "generic" ATMs at tourist spots or train stations seem to be outdoors.




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