You obviously have considerable wealth if you think most people have the savings to keep hundreds of dollars on them at all times and much more at home. A large percentage of Americans can’t afford a $500 emergency. Also, many people don’t carry cash because they’re worried, rightfully or not, about being robbed. Same idea behind leaving stuff in your vehicle.
I thought it would be obvious that my comment would preclude people who did not have emergency funds. Or who live in areas where the probability of robbery is high enough to negate the benefit of having some cash on you.
My intent was to show that while electronic payments are nice and convenient, I still like the peace of mind of knowing I have a resilient payment method like cash on me.
