Descent 2/3 but modern graphics. I came across dxrebirth and was pretty stoked. Spent an hour mapping keys a game pad just to find that multiplayer games were possible but seemingly impossible to get people to join. Granted, I only spent an hour or two before giving up..
I know that some games might fit this description, but I’m not committed enough to play a game that requires me to work my way up a social ladder or play the markets to stand a chance. ..looking at you, EVE online
Good news - you are describing a game that exists! It's called Overload and is the spiritual successor to the Descent series, written by the original creators of that series.
There is a small but active multiplayer community. (Find it on the community Discord server.)
I know that some games might fit this description, but I’m not committed enough to play a game that requires me to work my way up a social ladder or play the markets to stand a chance. ..looking at you, EVE online