> Also yes, overdraft fees are truly disgusting. What's worse is that there are transactions that can bypass "overdraft protection".

Totally agree. I used to work in the lending team at a UK bank. Someone on my team was on a panel discussion about change in banking, and gave a brilliantly frank answer on that point: https://youtu.be/M3toHjAABvw?t=3511

> it's an...I was gonna say "unfortunately rare" but I think I'll go with "severely under-represented" point of view in this industry

I do remember being disturbed by this. I'm from a totally privileged background myself, probably quite a bit more than the rest of us were, but still, something about watching that 'total amount lent' line increasing, it just never sat right. It felt ... profane, like a funeral director cheering because there were more car crashes this quarter. It's hard not to mentally flip that profit graph upside down.

And I'm glad that our industry is working harder to be diverse in gender and ethnicity and sexual orientation &c, but it feels like diversity in social class is still horribly neglected. It makes such a hugely palpable difference to have even one person in your team whose parents might be among the people you're lending to (or whatever it is that your company does).

I honestly don't well enough understand the sociology of software engineering to fathom why we're so silent on that particular dimension of privilege.

> I honestly don't well enough understand the sociology of software engineering to fathom why we're so silent on that particular dimension of privilege.

I suspect that, much like much of STEM, computer science requires education, which poorer folks will simply not have nearly the opportunity to even attempt.