This is actually a great point. I would guess that once the pressure is off, you can work more creatively and elaborately, taking the time to understand what is puzzling for you or above your level. Which in turn makes you more eager to work, and much more effective at it.
That's my goal. Get to 500k savings and then decompress for a bit and really figure out something to work on that seems worthwhile that i want to build my future identity around.