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> Here’s how it works: first, the service prompts you to enter your bank login credentials...

No.



That's just stupid, read on. You don't give them this info, you give it to Yodlee, the same people behind Mint.


Still. There's no way in hell I'm letting anyone have access to my bank info.


That's because you're not in the uncomfortable, perhaps desperate, situation of needing a credit counselor. At some point, your bank info is, and should be, the least of your worries




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