> Insurance companies simply aren't in the business of solving the root-cause of any given problem.
There is precedent for insurance underwriters to attempt to modify/reduce the risks of their underwriting.
Aviation insurance often comes with training or other restrictions more severe than what the FAA requires. “Coverage shall not be in effect until pilot completes FlightSafety initial. Coverage will then be only for supervised operations by a pilot meeting the open pilot requirements listed in ___ until a further 25 hours of supervised operating experience is completed.” or similar.
UL (Underwriters’ Laboratories) origin story is from building insurance underwriters seeking to understand their risk.
There is precedent for insurance underwriters to attempt to modify/reduce the risks of their underwriting.
Aviation insurance often comes with training or other restrictions more severe than what the FAA requires. “Coverage shall not be in effect until pilot completes FlightSafety initial. Coverage will then be only for supervised operations by a pilot meeting the open pilot requirements listed in ___ until a further 25 hours of supervised operating experience is completed.” or similar.
UL (Underwriters’ Laboratories) origin story is from building insurance underwriters seeking to understand their risk.