Having comorbidities like obesity, diabetes, etc increases your risks from the virus by a factor of 2-4. Being old vs young increases your risks by a factor of 1000. You are at more risk than your peers but still at far less risk than even a person in their 60s.
It's complicated and I generally trust the CDC recommendations to be reasonable judgements. But they're not infinitely fine-grained. The rules in lots of places have healthy-ish 64 year old being eligible at the same time as healthy 20 year olds.