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> There are no structural issues, misallocations of capitals, disincentives.

Who created the structure? Who allocates capital? Who creates incentives?

These are not natural phenomena that arise without human intervention. Someone made the decisions that created them and someone has the power to make different decisions. Yes, even decisions that you personally make might contribute in some way.

Instead of throwing up your hands and blaming everything on "structural issues" look for something you can do that makes a difference. Maybe it's a small difference, but large societal change can often be the result of an accumulation of small actions.





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