yeah, this sounds fine for the bachelor developer with no one dependent upon them. When you have a family things change. I am good at what I do and I have plenty saved up in an emergency fund, but the risk of potentially losing my job, benefits, etc. just to take a month off isn't worth it. That being said, I do get 4 weeks PTO (no sick/vac all is PTO), so I suppose I could take a month off if I wanted to. But I'd rather split it up during the year.