Don't conflate health insurance with real forms of insurance. Health insurance is a weird beast which has an ancillary purpose of what insurance really is.
Most notably health insurance was previously used as a tax free way to provide benefits to employees, has always provided access to phenomenally lower healthcare costs and now legally provides some fashion of free preventative care.
Most notably health insurance was previously used as a tax free way to provide benefits to employees, has always provided access to phenomenally lower healthcare costs and now legally provides some fashion of free preventative care.