Do you need a real bank account or just a routing number?
If you are a freelancer/contractor and just want to receive payments, a routing number may be enough. I have a Payoneer pre-paid card, it gives me an account number US customers can use in order to send me wire transfers.
My affiliate link is bellow - you get $25 more first time you receive 100 bucks using it (I get another 25).
Payoneer is not really a solution for a serious international business selling into the USA.
1. They use First Century Bank for the routing which does not have the greatest reputation.
2. You can only get paid out in your local currency (at least for Australia where my business is based) and the exchange rate is terrible. This is a really killer.
3. The fees are very high.
4. They seem rather prone to cutting people off and having very poor customer service in regards resolving issues. They don’t appear to be worse than paypay in this regards, but I would not be keen to have hundred of thousands of dollars in transit with either company.
If you are a freelancer/contractor and just want to receive payments, a routing number may be enough. I have a Payoneer pre-paid card, it gives me an account number US customers can use in order to send me wire transfers.
My affiliate link is bellow - you get $25 more first time you receive 100 bucks using it (I get another 25).
https://share.payoneer.com/nav/fvwULgacjt7YwEJtAUtbRxP2b3Vfa...