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Just normal bank transfer. As long as you have the target bank account number, which is standardized across Europe now, you can pay anyone. Takes a few days though. There is a European rule that a cross-border transfer may not cost more than a national one, which means that in most countries, only business accounts pay (low) fees.


> Takes a few days though

Typically 24h in the SEPA.


That's a bit optimistic. I've encountered 48hrs between my own accounts within Germany. I wish I still had the luxury of almost instant UK transfers.


In the Netherlands, within the same bank it can be within an hour or so, but to other banks up to two days. Internationally from/to NL can still take a week in my experience.


Still too long - I never use it for online shopping.




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