If you apply for a loan, especially a mortgage, the lender could ask to see your outgoing cash flow statements. Which wouldn’t get into receipt-level detail, but could still potentially allow the lender to discriminate against you.
A person with habitual transactions at a casino or liquor store could be perceived as high risk and the lender could jack up the interest rate for that person. I have no clue if lenders _actually_ do this, but they could since they do ask for your outgoing transactions.
They could, but for the vast majority of people they won't. Credit scores exist so that they don't have to.
Credit card company rolls up your behavior into a number, and passes that to a credit agency like Experian, and they pop a number out to anyone who asks.
No one is asking for outgoing transactions unless you're trying to buy a business or are getting a non-standard loan for something
The vast majority of people don't have to pass intensive government background checks or face potential rejection during a political vetting process. (And I'm talking about in the United States, where questions raised about personal peccadillos during this process wouldn't necessarily result in the sort of watchlisting they would in most nonwestern countries).
The fear of having oneself audited is the main reason more people don't run for office.
Yes, some narcissistic maniacs have managed to slip through by portraying themselves as victims of witch hunts, but the average married person will not run for office if it means their spouse will find out they went to a strip club.
Everyone is susceptible to blackmail. The digital trail of expenditures is the key to letting the people with access to that data remain in power.
If my company decided all of a sudden to move from AWS to some other cloud (and nearly all of my experience as an engineer is with AWS), that’s a big headache for me and a lot of technology that I would have to re-learn. Or I could just go find another shop who is staying on AWS, and probably get a pay bump for myself too.
> Your time is better spent working on side projects, contributing to open source, writing a blog, etc. I.e. do real-world stuff
Just FYI that at some companies, collecting certificates is indeed real world stuff. Some companies use it for marketing (“we have the most certifications in the industry”) and some need to to satisfy vendor partner requirements (“AWS Premier Partners are required to have X number of certificates”). It doesn’t seem fair to penalize a candidate just because they did what their company asked for.
Sure, but my question would be, are you, as the resume writer, more proud of the cert you got via your work or of the work you did at work? I've done cert stuff before as part of my job, but it never rose to the level of being relevant to put on my resume over other things I did.
My rule is always to only put something on my resume if I could talk for 2-3 minutes about it in a way that makes me look good/useful. Most of my certs, the only real thing I could say is "I spent 10-30 hours watching videos and then took a test well." I wouldn't really want to work for a company that valued those skills vs. me explaining how I applied the things I learned from the cert.
> At the moment, most of our transactions are done the latter way (get billed by airline/hotel/etc and then separately charge the customer)
One concern that comes to mind about this is if the credit card companies would consider this purchase as "travel". Like where Chase Sapphire Reserve gives triple points for travel purchases, and also has a $300 travel credit, but either of those things would only work if Chase considers your service as "travel", rather than "online service" or whatever.
You may have already worked this out and gotten it classified as travel, and if so it would just be a nice thing to put on a FAQ or whatever.
Same for credit cards that offer travel insurance as long as the flights/rental cars etc. are booked through them. They'd most likely need to see the charge from the airline in order for the coverage to be effective.
Good point. Travel Point multipliers can be achieved via setting a merchant code (MCC) of travel on charges (stripe, for example, supports this.
The trip insurance card benefit— I don’t think we can satisfy right now. We’re exploring ways to use the user’s own CC with the end vendor (eg airline) rather than us charging the user separately. “credit card tokenization” should work here (Spreedly, TokenX) but it’s non trivial due to how many vendors are in the space
Email me if either of these are stopping you from wanting to use the service, and we’ll figure out a workaround or let you know when it’s solved!
Normally insurance is still valid in case of intermediaries, your travel insurance is perfectly valid if you booked through an OLTA. Maybe it’s just a question of certification?
This is what I'm wondering as well. Does the fact that everything is logged by what an IAM user does work as compliance, or are individual user accounts on the operating system still required?
Wonder if this is related to the thing where Lyft spams people with phone notifications that are really just ads/promos, and then continuing to do it for multiple years.
I don't think the fact that OkC now has paid features invalidates their (sadly deleted) blog post. With OkC, you can still match up with someone and accomplish what you intend to (finding dates/partners) without pulling out your credit card. Some of the paid features might (and might not) make it easier or more efficient to find a partner, but you don't need to pay them to get value out of the site. The argument in the blog post is against sites that require you to pay to do anything meaningful with the site, and I think that point holds.
"The issue is websites like match keeping profiles that are inactive or can't reply back."
I found Match to be very guilty of that. and on the app side, Bumble is the worst. Saw someone I knew from elsewhere on Bumble and I asked her about it. She seemed kind of surprised and said that she hadn't used it in almost a year. others have reported that too.. Bumble clearly leaves fake or abandoned profiles there for people to swipe on. it's very deceptive.
