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you should use a payment orchestrator so you can easily move between paypal and stripe to another payment processor if needed. a quick search of hn shows the horror stories of people getting kicked off of stripe/paypal without notice and losing their revenue / subscriptions overnight


For a current $CLIENT we actually implement both (and Amazon Pay), with an abstraction of sorts within our own code (each payment gateway is represented by a service class implementing a common interface).


Sorry to hear about your experience. Unfortunately, this is far to common with Stripe. Stripe shut down my previous SaaS without warning or explanation. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so you can flexibly move from Stripe to another payment processor without losing a cent of revenue. Happy to get you set up, and help you migrate from Stripe. Feel free to reach out to me at lancectk [at] getopenpay.com and I can hop on a call with you today to help you get migrated

We've helped dozens of people in your position. We can help you quickly transition the code you've written (our API is basically the same) and get your business up and running again


Sorry to hear about your experience. Unfortunately, this is far to common with Stripe. Stripe shut down my previous SaaS without warning or explanation. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so you can flexibly move from Stripe to another payment processor without losing a cent of revenue. Happy to get you set up, and help you migrate from Stripe. Feel free to reach out to me at lancectk [at] getopenpay.com and I can hop on a call with you today to help you get migrated

We've helped dozens of people in your position. We can help you quickly transition the code you've written (our API is basically the same) and get your subscriptions up and running again


100% I second this ^ I am a founder myself and had the same unfortunate experience with Stripe. Stripe shut down my previous SaaS without warning or explanation. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so businesses can flexibly move from Stripe to another payment processor without losing a cent of revenue. Happy to help anyone on HN get set up. Feel free to reach out to me at lance [at] getopenpay.com

PS we don't have a public pricing page yet but we charge less than Stripe. Stripe charges 0.7% for Stripe billing–we're offering a HN discount for 0.5% so we're cheaper than Stripe and give you the flexibility to move between payment processors


Sorry to hear about your experience. Unfortunately, this is far to common with Stripe. Stripe shut down my previous SaaS without warning or explanation. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so you can flexibly move from Stripe to another payment processor without losing a cent of revenue. Happy to get you set up, and help you migrate from Stripe. Feel free to reach out to me at lance [at] getopenpay.com and I can hop on a call with you today to help you get migrated

We've helped dozens of people in your position. We can help you quickly transition the code you've written (our API is basically the same) and get your subscriptions up and running again


Your processing partners, what's their risk appetite? and do you know what the processing fees will be?


what countries does OpenPay currently support?


I had the same experience at my previous startup and I ended up going down a rabbit hole of research and testing. I discovered there is this concept of "payment orchestration" which allows you to retry failed payments on other payment processors.

I learned that Stripe is one of the most conservative payment processors (to protect its reputation with card issuers like Visa and Mastercard), and typically has a higher payment decline rate than other processors. My recommendation is to retry these failed payments in another payment processor like Checkout.com, Airwallex, or Adyen if you're big enough.

Side note, after learning how big of a problem this is, I started a company called OpenPay (getopenpay.com) to solve this exact issue. We've helped hundreds of customers like yourself reduce their payment decline rates. Feel free to reach out to me at lance [at] getopenpay.com


Sorry to hear about your experience. Unfortunately, this is far to common with Stripe. Stripe shut down my previous SaaS without warning or explanation. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so you can flexibly move from Stripe to another payment processor without losing a cent of revenue. Happy to get you set up, and help you migrate from Stripe. Feel free to reach out to me at lance [at] getopenpay.com and I can hop on a call with you today to help you get migrated

We've helped dozens of people in your position. We can help you quickly transition the code you've written (our API is basically the same) and get your subscriptions up and running again


Sorry to hear about your experience. Unfortunately, this is far to common with Stripe. Stripe shut down my previous SaaS without warning or explanation. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so you can flexibly move from Stripe to another payment processor without losing a cent of revenue. Happy to get you set up, and help you migrate from Stripe. Feel free to reach out to me at lance [at] getopenpay.com and I can hop on a call with you today to help you get migrated

We've helped dozens of people in your position. We can help you quickly transition the code you've written (our API is basically the same) and get your subscriptions up and running again


Unfortunately, this is far to common with Stripe. Stripe shut down my previous SaaS without warning or explanation, and later turned it back on after admitting they accidentally shut it down. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so you can flexibly move between payment processors without losing a cent of revenue. Happy to get you set up for free, and help you migrate from Stripe. Feel free to reach out to me at lance [at] getopenpay.com

We've helped dozens of people in your position. We can help you quickly transition the code you've written (our API is basically the same) and make sure this never happens again to you


Unfortunately, this is far to common with Stripe. Stripe shut down my previous SaaS without warning or explanation, and later turned it back on after admitting they accidentally shut it down. It was almost a death sentence for my business.

I built OpenPay (getopenpay.com) so you can flexibly move between payment processors without losing a cent of revenue. Happy to get you set up for free, and help you migrate from Stripe. Feel free to reach out to me at lance [at] getopenpay.com


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